FAQ - Frequently Asked Questions about how Short Sales Stop Foreclosures - Dave Halpern 502-895-3100 - Forclosures 4closures Bankruptcy Louisville Kentucky KY We Buy Houses Homes

Frequently Asked Questions (FAQ)

1. Q. Can you help me save my house from Foreclosure?
A. We have helped many people in many different situations save their house and save their credit

2. Q. How much will it cost me?
A. Absolutely Nothing! It is Free for you! No Cost to You!

3. Q. I have no equity in my house. My house is 100% financed.
          Can you still help me?
    A. Yes. We provide solutions even in situations like yours.
         We work with your bank to reduce large portions of your debt.
         Click here to learn more! or call 502-895-3100.

4. Q. Would you buy my house even if the house needs work?
    A. Yes, we will buy your house "as is". We buy pretty houses, and houses
         that need work in any area and at any price range.
         Click here to learn more! or call 502-895-3100.

5. Q. Can you buy my house even if I'm behind on payments and going into
         foreclosure?
    A. Yes. We specialize in negotiating with your bank and mortgage company
         to reduce and forgive large portions of your debt and to lower your payoff
         on your house. But time is of the essence so call us today at 895-3100!
         Click here to learn more! or call 502-895-3100.

6. Q. Can you buy my house if I'm in bankruptcy and foreclosure?
A. Yes, we provide solutions when you are in financial distress. We have helped many people stop bankruptcy and avoid foreclosure. I negotiate with your bank and mortgage company to reduce and forgive large portions of your debt, often tens of thousands of dollars. We work with your bankruptcy attorney and coordinate things between the bank and the other creditors.
Click here to learn more! or call 502-895-3100.

7. Q. What is a Short Sale or Quick Sale?
    A. A Short Sale is when the lender agrees to accept less payment than what
         is owed to them in order to cut their losses and avoid foreclosure. The
         bank has their own guidelines for what will be accepted as a short sale.
         For more information go to our "How Does the Short Sale Work?" page.

8. Q. Can I save my credit if you buy my house before the foreclosure auction?
    A. Yes, you can still save your house from foreclosure and save your credit.
         It may not be too late! However time is of the essence!
         Click here to learn more! or call 502-895-3100.

9. Q. What is a pre-foreclosure sale?
    A. A pre-foreclosure sale will allow you to avoid foreclosure by selling your
        home for less than what is owed to your mortgage company.
        Click here to learn more! or call 502-895-3100.

10. Q. How much time to I have?
      A. When you are in foreclosure, time is of the essence. The longer you
          wait, the more you pay in court costs, attorney fees, and late charges
          and the principle amount you owe the bank increases.
          Click here to learn more! or call 502-895-3100.

11. Q. Should I file Bankruptcy?
      A. No. Filing for Bankruptcy would delay losing your home to foreclosure
          but most of the time, it would not stop it and it will damage your credit
          and remain on your credit report for years. Click here to learn more!

12. Q. If I give you information about my house, am I obligated to sell it to you?
A. Absolutely Not. You can call 502-895-3100 for a free consultation any
time.

13. Q. What is a Foreclosure?
A. When you bought your house you probably borrowed money from a bank or mortgage company to pay for the purchase of the house. In exchange for lending you the money you signed a note promising to pay the bank back the money that you borrowed. However, if you cannot pay the loan back, the bank can take the house back. Click here to learn more!

14. Q. Do you buy houses from homeowners only?
A. No. We buy houses from anyone, investors, commercial properties, land,
multi-family buildings, or homeowners.

15. Q. What is my next step?
A. Click here to tell us about your house. or call 502-895-3100

I want to avoid losing my house to foreclosure! What's the next step?

Why do banks forgive debt? Call me at 895-3100 and I'll gladly explain.
This is real and it works.