| Forebearance repayment plan is killing me | Adjustable Rate is Killing Me! |
| Repayment Plan | Bankruptcy |
| Divorce | Job Loss |
| Behind on Payments | Competing with New Construction |
| Injury | Illness |
| Relocation | Death in Family |
| Loss of income due to retirement | Increased Expenses |
| House in bad shape | No Equity |
| Can't afford Realtor | |